Engine, the technology Starling Bank was built on, has been busy - and quietly - launching banks around the world, from Australia to Romania. Engine sells its banking technology to start-ups to ...
This paper examines how governance and risk management affect risk-taking in banks. It distinguishes between good risks, which are risks that have an ex ante private reward for the bank on a ...
App-based banks Monzo and Starling are joining their high-street competitors in hiking their overdraft rates on current accounts, in response to new regulation from the FCA. Monzo currently charges a ...
The risk-free rate is the theoretical rate of return on an investment with zero risk. As such, it is the benchmark to measure other investments that include an element of risk. Government bond yields ...
This report provides data and statistics on the development of the digital banking landscape worldwide. An initial chapter that provides a general overview of the market size and key financial ...
If your clients’ portfolios aren’t aligned with their true risk tolerance, market downturns can cause hasty, knee-jerk reactions that lock in losses at the worst possible time. Risk tolerance ...
Although cryptocurrencies compete with traditional fiat currencies, we still need a way to bridge from traditional finance to the crypto world. Crypto-friendly banks in the US and throughout the world ...